FAQ

Unlike traditional firms where you work with isolated professionals, we deliver true integration:

- A complete team of specialists (CFP®, Investment Advisor, Tax Professional, Insurance Advisor) working together

- Proactive tax strategy, not just tax preparation

- Sophisticated planning with clear communication

- Personal attention backed by institutional resources

- Family office experience for successful individuals

We specialize in serving successful individuals and businesses who:

- Have accumulated significant wealth ($5M+ net worth)
- Value professional expertise and proactive planning
- Appreciate sophisticated yet understandable solutions
- Want a long-term advisory relationship
- Prefer to delegate their financial management

Our typical clients include:

- High-net-worth retirees ($2.5M+ investable assets)
- Tech professionals with equity compensation ($500K+ income)
- Business owners ($2M+ revenue)

To ensure we can deliver the level of service our clients expect:

- $1M+ minimum investable assets
- Typical client net worth: $5M - $100M
- Commitment to comprehensive planning

Our comprehensive service covers all aspects of your financial life:

Financial Planning

- Goal setting and tracking
- Cash flow optimization
- Retirement planning
- Education funding
- Major purchase planning
- Investment Management

Custom portfolio design
- Tax-efficient investing
- Risk management
- Alternative investments
- Regular rebalancing
- Tax Strategy

Proactive tax planning
- Multi-year projections
- Tax-loss harvesting
- Roth conversion analysis
- Coordination with CPAs

Protection Planning

- Risk assessment
- Insurance analysis
- Asset protection
- Healthcare planning
- Income protection

Legacy Planning

- Estate tax minimization
- Wealth transfer design
- Charitable strategies
- Family education
- Values preservation

We believe in transparent, aligned incentives:

- Fee-based structure: 0.25% - 1.0% of assets under management
- Fee varies based on portfolio size and complexity
- No hidden fees
- Monthly billing for clarity
This structure ensures our success is directly tied to your success.

We maintain regular contact through:

- 2-4 scheduled meetings annually
- Beginning and end-of-year planning sessions
- Regular strategy reviews
- Proactive updates when opportunities arise
- Unlimited access to our team

You'll have a dedicated team including:

- Lead Wealth Advisor
- Tax Specialist
- Investment Strategist
- Client Service Professional
- Access to our extended professional network

We believe in clear, proactive communication:

- 24/7 client portal access
- Regular portfolio updates
- Quarterly performance reports
- Tax planning updates
- Educational resources
- Market insights

Through our partnership with PCA, Charles Schwab, and Fidelity, we offer:

- Sophisticated planning software
- Secure client portal
- Performance reporting
- Document vault
- Account aggregation
- Risk analysis tools.

We maintain the highest standards:

- Email encryption
- Secure client portal
- Regular security audits
- Privacy protocols
- Confidentiality agreements