Helping Affluent Clients with Stock Options Maximize Wealth

Our team will help you navigate the intricate financial decisions you face daily. We have gained recognition as an influential industry firm due to our expertise in various areas of equity compensation, including RSUs, founder’s stock, non-qualified stock options (NSOs or NQSOs), incentive stock options (ISOs), and employee stock purchase plans (ESPPs). We’ll work closely with you to devise a customized plan that aligns with your financial objectives and walk you through it every step of the way.

As someone who has considerate wealth and stock options, particularly in a tech company preparing for an initial public offering (IPO), you may be facing exciting liquidity and events that can greatly impact your financial future. From navigating blackout periods, diversifying your portfolio, and creating a comprehensive wealth management plan post-IPO, we’ll help you have smooth transactions and transitions during these critical phases of business growth.

Determining the right price to pay for exercising your stock options requires a thorough understanding of your financial situation and market conditions. Our advisors conduct in-depth analyses, incorporating tax implications and cash flow considerations to help you make well-informed decisions about your stock options. We help you analyze the various scenarios and tradeoffs associated with holding the option vs exercising the rights of the option and buying the stock.

As you begin to accumulate a greater concentration of shares, we will help determine an appropriate framework to diversify based on your goals, capacity for concentration risk, and outlook on the company stock. If you are an executive or insider, our team can work with your stock plan provider to establish a 10b5-1 trading plan, sharing strategies and ideas of how to best structure these tools.

Our team specializes in developing tax-efficient strategies to manage your stock options and minimize lifetime tax liabilities — each of our advisors is also a tax expert with a certification or distinction to prove it. We help you identify the most advantageous tax opportunities, including tax-loss harvesting, charitable giving, and tax-deferred investment options, and manage your assets long-term to ensure you’re always in the best position you can be.

If you have incentive stock options (ISOs), we will help analyze various scenarios and the alternative minimum tax cost associated with those scenarios to help you make a well-informed decision on the trade-off of exercising vs holding the option. Lastly, if you are a wealth management client, we will help plan out all of your estimated tax payments associated with the vesting and/or exercise of your stock plan and ensure there are no surprises along the way.

From Silicon Valley and beyond, let us help you unlock the full potential of your stock options, ensuring you make informed decisions and have a dependable plan for now and in the future. Reach out today to schedule a consultation to see how we can help you make informed moves when exercising options, preparing for an IPO, or seeking tax-efficient strategies for peak wealth building.